What is Dime Time?
Dime Time is a financial-technology app that helps you pay down debt and build better money habits by automating small, recurring payments and round-ups from your everyday spending.
Get out of debt, one dime at a time with Dime Time.
Dime Time helps consumers automate payments, manage ACH transfers, and build healthier financial habits through secure digital money tools.
Get Started · Download Dime Time on the App Store · Get it on Google Play
How It Works
Connect your bank account securely
Link your bank in seconds using bank-grade encryption.
Schedule recurring ACH payments and transfers
Set it once and let Dime Time handle the rest.
Track your financial progress
See your balances, payments, and progress in one place.
Features
- ACH Transfers
- Recurring Payments
- Payment Automation
- Financial Tracking
- Bank Connectivity
Frequently Asked Questions
Is Dime Time a bank?
No. Dime Time is a fintech platform, not a bank. Banking services and money movement are provided through regulated financial partners.
How does the round-up feature work?
When you make an everyday purchase, Dime Time rounds it up to the next dollar and directs the spare change toward the debts you've chosen — so you make progress automatically.
Is my financial data secure?
Yes. Sensitive data is encrypted in transit (TLS 1.2+) and at rest (AES-256-GCM). Account credentials are hashed, and bank connections are tokenized through trusted infrastructure providers.
Does Dime Time cost anything to use?
Creating an account, tracking your debts, and seeing payoff projections are free. Automatic round-up collection and debt payments are part of the Dime Time Debt plan at $2.99/month — cancel anytime.
How do I cancel or delete my account?
You can delete your account anytime from the Settings page inside the app. We'll remove your personal data, subject to the financial-records retention rules required by law.
Get in Touch
Questions, feedback, or partnership inquiries? Email tim@dime-time.com.